What currency do you need to transfer, quickly? Do you need to send money to your suppliers or your loved ones? Look no more. GPL provides remittance services to Malaysia, Indonesia, Thailand, China, and many other countries.
Since 1992, we have been committed to serving corporate and individual customers, to provide cost efficient and reliable remittance services. To provide excellent services, to serve customers of various nationalities, we hire ethnic staff to serve you better.
Our happy clients come from various walks of life. Among them are workers, domestic helpers, businessmen and executives.
GPL persistent effort in the search for official channel succeeded in procuring a licensed remittance company in Indonesia, 3 licensed remittance shops in Hong Kong, and 5 licensed outlet in Malaysia.
All these overseas remittance outlets are now our licensed agents, our official channels.
Data Protection Policy
GPL SINGAPORE DATA PROTECTION POLICY
This Data Protection Policy outlines how GPL Remittance Pte Ltd collects, uses, maintains and discloses your Personal Data. GPL safeguards your Personal Data in accordance with the Singapore Personal Data Protection Act (No. 26 of 2012) (“the Act”). This Data Protection Policy supplements but does not supersede nor replace any other consents which you may have previously provided to us, and your consents herein are additional to any rights which we may have as required by our regulators MAS to collect, use or disclose your Personal Data.
Your consent is important
When you request our services, you may be required to provide us with your Personal Data. In doing so, you agree and consent to GPL Remittance Pte Ltd and its related corporations (collectively referred to herein as "GPL", "us", "we" or "our") as well as our respective agents, authorised service providers and relevant third parties collecting, using, disclosing and/or sharing your Personal Data in accordance with this Data Protection Policy.
Failure to provide such Personal Data or withdrawal of your consent for us to process your Personal Data may result in GPL being unable to provide you with effective and continuous services.
If you should withdraw your consent to the processing or handling of your Personal Data in respect of any purpose which we may reasonably consider to be essential in order for us to provide you with the services requested / applied for, we may not be in a position to continue to provide our services to you or administer any contractual relationship which may be in place between us. Furthermore, we shall be entitled to treat such withdrawal as your termination of any account / agreement which you may have with us, without prejudice to any rights and remedies which we may have at law against you.
Notwithstanding the generality of the foregoing and for avoidance of doubt, upon the termination or expiry of your contractual relationship with us, we may still continue using or disclosing your personal data as may be necessary, required, authorised or permitted for compliance with applicable law or as may be requested by the relevant regulatory bodies, government agencies, statutory boards, administrative bodies, authorities or law enforcement agencies to comply with any laws, rules, guidelines and regulations or schemes to which we may be subject, whether situated locally or overseas.
What types of Personal Data do we
In this Data Protection Policy, “Personal Data” refers to any data, whether true or not, about an individual who can be identified (a) from that data; or (b) from that data and other information to which we have or are likely to have access, including data in our records as may be updated from time to time.
Examples of such Personal Data you may provide to us may include (depending on the nature of your interaction with us) your name, NRIC, passport or other identification number, telephone number(s), mailing address, email address and any other information relating to any individuals which you have provided us in any forms you may have submitted to us, or via other forms of interaction with you.
The Personal Data we collect can be either obligatory or voluntary. Obligatory Personal Data are those that we require in order to provide you our services. If you do not provide us with obligatory Personal Data, we would not be able to provide you services. Voluntary Personal Data are those that are not mandatory in order for us to provide you with our services. If you do not provide us with voluntary Personal Data, you can still sign up for our products and services. Obligatory and voluntary Personal Data differ for each products and services and will be indicated in the application forms.
How do we collect your Personal Data?
Generally, we obtain your Personal Data in various ways, such as:
o when you submit application forms or other forms relating to any of services;
o when you use some of our services (including but not limited to websites, apps and any online accounts established with us);
o when you request that we contact you, be included in an email or other mailing list; or when you respond to our request for additional Personal Data, our promotions and other initiatives;
o when you sign up for or use one of the many services we provide or when you register an account at any GPL websites;
o when you contact any GPL entities through various methods such as application forms, emails and letters, telephone calls and conversations you have with our staff in a branch. If you contact us or we contact you using telephone, we may monitor or record the phone call for quality assurance, training and security purposes;
o from our analysis of your transactions (including but not limited to transaction history);
o when you participate in customer surveys or when you sign up for any of our competitions or promotions;
o when you submit a job application;
o when we receive references from business partners and third parties, for example, where you have been referred by them;
o when we seek information from third parties about you in connection with your transaction applications or job applications, for example, from your ex-employer and the relevant authorities; and
o when you submit your Personal Data to us for any other reasons.
What is the purpose of processing your Personal Data?
Generally, GPL collects, uses and discloses your Personal Data for the following purposes:
o responding to your queries and requests;
o verifying due diligence checks;
o managing the administrative and business operations of GPL and complying with internal policies and procedures;
o matching any Personal Data held which relates to you for any of the purposes listed herein;
o resolving complaints and handling requests and enquiries;
o preventing, detecting and investigating crime, including fraud and money-laundering, and analysing and managing commercial risks;
o maintaining security of GPL premises (including but not limited to CCTV surveillance and issuing building access passes);
o meeting or complying with any applicable laws, regulations, directives, rules, codes of practice or guidelines issued by any legal or regulatory bodies which GPL may be subject to, whether local or overseas (including but not limited to disclosures to regulatory bodies, conducting audit checks, surveillance and investigation);
o legal purposes (including but not limited to obtaining legal advice and dispute resolution); and
o purposes which are reasonably related to the aforesaid.
If you are an employee of an external service provider of GPL, GPL also collects, uses and discloses your Personal Data for the following purposes:
o issuing building access pass and maintaining building security;
o managing project tenders;
o processing and payment of vendor invoices;
o profiling in media activities; and
o any other purpose reasonably related to any of the above.
If you submit an application to us as a candidate for an employment or representative position, GPL also collects, uses and discloses your Personal Data for the following purposes:
o conducting interviews;
o processing your application (including pre-recruitment checks involving your qualifications);
o providing or obtaining employee references and for background screening;
o evaluating and assessing your suitability for the position applied for; and
o any other purposes reasonably related to any of the above.
Where permitted under the Act, GPL may also collect, use and disclose your Personal Data as follows:
o providing cross-referrals to other members of the GPL;
o conducting analytics with regard to services which you might be interested in;
o administering contests, lucky draws and competitions;
o organising promotional events and corporate social responsibility projects (including but not limited to taking pictures and recording your video/audio feedback and testimony in relation thereto);
o providing services, products and benefits to you, including promotions, loyalty and reward programmes;
o matching Personal Data with other data collected for other purposes and from other sources (including third parties) in connection with the provision or offering of services, whether by GPL or other third parties;
o sending you details of products, services, special offers and rewards, either to our customers generally, or which we have identified may be of interest to you (including but not limited to cross selling and telemarketing); and
o conducting market research, understanding and determining customer location, preferences and demographics for us to review, develop and improve our products, services and also develop special offers and marketing programmes.
If you have provided your Singapore telephone number(s) and have indicated that you consent to receiving marketing or promotional information via your Singapore telephone number(s), then from time to time, GPL may contact you using such Singapore telephone number(s) (including via voice calls, text, fax or other means) with information about our products and services (including discounts and special offers).
In relation to particular products or services or in your interactions with us, we may also have specifically notified you of other purposes for which we collect, use or disclose your Personal Data. If so, we will collect, use and disclose your Personal Data for these additional purposes as well, unless we have specifically notified you otherwise.
You have a choice to withdraw your consent for receiving marketing or promotional materials / communication. You may contact us using the contact details found below.
Please be aware that once we receive confirmation that you wish to withdraw your consent for marketing or promotional materials/communication, we will require some time to process your withdrawal request. During this period of time you may still receive marketing or promotional materials/communication. Please note that even if you withdraw your consent for the receipt of marketing or promotional materials, we may still contact you for other purposes in relation to the accounts, facilities or services that you hold or have subscribed to with GPL.
To whom do we disclose your Personal Data?
Your Personal Data held by us shall be kept confidential. However, in order to provide you with effective and continuous products and services, and for the purposes listed above (where applicable), your Personal Data may be disclosed to the following parties:
o entities within GPL including our head office and any of its branches, representatives offices, subsidiaries, related corporations and affiliates;
o agents, contractors or third party service providers who provide operational services to GPL, such as courier services, telecommunications, information technology, payment, payroll, processing, training, survey, market research, storage, archival or other services to GPL;
o vendors and other third party service providers in connection with promotions, online campaigns, products and services offered by GPL;
o credit bureaus and credit reporting agencies;
o any business partner, investor, assignee or transferee (actual or prospective) to facilitate business asset transactions (which may extend to any merger, acquisition or asset sale);
o other financial institutions, banks and their respective service providers;
o our professional advisers such as financial advisors, auditors and lawyers;
o relevant regulatory bodies, government agencies, statutory boards, administrative bodies, authorities or law enforcement agencies to comply with any laws, rules, guidelines and regulations or schemes to which GPL may be subject, whether situated locally or overseas;
o counterparties, billing organisations and their respective banks or our distribution agents in relation to fund transfers, and payments;
o any other party to whom you authorise us to disclose your Personal Data to.
How do we protect your data?
Employee access is only limited to authorised employees who are fully trained in handling your information. These authorised personnel are required to ensure the confidentiality of your information and to respect your privacy at all times. Employees who have access to your information will be subjected to disciplinary action should they fail to observe this Data Protection Policy and other guidelines, codes or policies which we may issue to them from time to time.
If we disclose any of your Personal Data to our authorised agents or service providers, we will require them to appropriately safeguard the Personal Data provided to them.
How long may we retain your Personal Data?
We will only retain your Personal Data for as long as necessary to fulfil the
purpose(s) for which it was collected or to comply with legal, regulatory and internal requirements.
Changes to this Data Protection
Please note that we may update this Data Protection Policy from time to time to ensure that this Data Protection Policy is consistent with our future developments, industry trends and/or any changes in legal or regulatory requirements. If there are material changes to this Data Protection Policy, we will notify you by posting a notice of such changes on our website or by sending you a notification directly. Do periodically review this Data Protection Policy to stay informed on how we are protecting and managing your information.
Subject to your rights at law, you agree to be bound by the prevailing terms of the Data Protection Policy.
This Data Protection Policy was last updated in April 2015.
Access and correction of your Personal Data
You should ensure that all Personal Data submitted to us is complete, accurate, true and correct. Failure on your part to do so may result in our inability to provide you with products and services you have requested / applied for.
We are committed to ensure that the Personal Data we hold about you is accurate, complete, and up-to-date. If there are any changes to your Personal Data or if you believe that the Personal Data we have about you is inaccurate, incomplete, misleading or not up-to-date, please contact us so that we may take steps to update your Personal Data.
You have the right to access your Personal Data. If you would like to request access to your Personal Data, please contact us. Please note that depending on the information requested we may charge a small fee. We may also take steps to verify your identity before fulfilling your request for access to your Personal Data.
How can you contact us?
If you need to contact us, you may visit our branch, call our Data Protection Officer on (65)6291 2991 or (65) 6294 7081 (Overseas) or visit us at www.gpl.com.sg.
Alternatively, you may also write to our Data Protection Officer as follows:
Data Protection Officer
GPL Remittance Pte Ltd
5001 Beach Road
#01-77A Golden Mile Comple
Effective date: 1 April 2015
How do I pay for the service?
You pay in Sing dollars
Which countries can I send the money?
Thailand, Indonesia, Malaysia, Hong Kong, Philippines, and many others. Call us for more.
I need to send urgently. Can I receive money on the same day?
Yes. Call us for Express service.
I am too busy to visit GPL, can GPL come to my home or office?
Yes, only for existing customers. Call us for more details.
What is the service charge?
We charge a flat rate for any amount sent, starting from $6 depending on the currency you send.
What is the minimum GPL accept?
There is no minimum amount required.
How safe is my money?
GPL is licensed by MAS (Money Authority of Singapore).Our counter parts in other countries are carefully screened for integrity and financial soundness.
You send, we guarantee.
How fast will I receive the money?
As fast as the same day to the next working day. However, for some currencies, it may take a few days. Call for more details.
Money Laundering and Terrorist Financing is a crime.
So our processing of money transfer incorporates steps to safeguard our services being used for money laundering or Terrorist Financing.
Money laundering is a process intended to mask the benefits derived from criminal conduct so that they appear to have originated from a legitimate source
Generally, the process of money laundering comprises three stages:
The launderer inserts the dirty money into a legitimate financial institution. This is often in the form of cash bank deposits.
Sending money through various financial transactions to change its form, making it difficult to trace the source of funds. It consists of transferring money from bank to bank, transferring to different names in different countries. Changing the money’s currency and buying expensive items.
The dirty money re-enter the economy in legitimate looking form, appearing to come from a legal transaction.
Terrorism seeks to influence or compel governments into a particular course of action or seeks to intimidate the public or a section of the public through the use or threat of violence, damage to property, danger to life, serious risks to health or safety of the population or disruption of key public services or infrastructure.
Terrorists require funds to carry out acts of terrorism. And terrorist financing provides the funds needed. The methods used by terrorist organizations to move, collect, hide or make available funds for their activities remain similar to those used by criminal organizations to launder their funds.
Do not reveal your bank account number or send money to a stranger.
Provide information on such scams to any Neighbourhood Police Centre / Post or call the Police.
Tricksters claim to be government officials and tell you to send money to avoid trouble.
The truth is... Government officials will issue you a written notice for official matters and will never require you to send money.
Tricksters tell you they have kidnapped a family member and demand that you pay money for their release.
The truth is... It may be a trick. Call your family member to check and alert the Police.
Tricksters tell you that you have won a lottery or a lucky draw and you need to pay money to process the claims.
The truth is... You are unlikely to win a prize in a lottery or lucky draw in which you have not participated.
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